Website Privacy Policy

Last Updated: December 20, 2023

Corvus Insurance Holdings, Inc., its subsidiaries, affiliates, and related entities (hereinafter referred to as “Corvus,” “us,” “we,” “our,” or “Company”) have created this Privacy Policy to apply to all users and clients of this website (Corvusinsurance.com) and all digital assets, products, and services, including our mobile site, contained, or offered therein (collectively, our “Services”).  This Privacy Policy describes, among other things, the types of information we collect from users when you use our Services, how we use it, and how you can access your information.

This Privacy Policy does not apply to information collected or obtained by any third party, including through any application or content that may link to or be accessible from or on the Services.  This Privacy Policy is integrated into our Terms & Conditions of Use (“Terms & Conditions”).

If you are a California resident, please see the Notice to California Residents section below for your California privacy rights, which supplements the Privacy Policy as to California residents only.

If you are a Nevada resident, please see the Notice to Nevada Residents section below for your Nevada privacy rights, which supplements the Privacy Policy as to Nevada residents only.

If you are based in the European Union (EU), the European Economic Area (“EEA”), which includes all EU countries, or the United Kingdom (UK), this Privacy Policy serves as notice of how we process your Personal Data (defined below) for which we are a Controller (defined below). Please see the Notice to Individuals in the European Economic Area and the UK below for your EU privacy rights, which supplements the Privacy Policy as to users located in the EU, EEA, or UK only.  If we require your consent, we will request it formally, in adherence to applicable data protection laws.

By using the Services and providing us with your Information (defined below), you agree to the practices described in this Privacy Policy and Terms & Conditions referenced below and to the updates to these policies posted here from time to time.  By using our Services, you consent to these policies.  If you have any privacy or data use concerns, please contact us as set out below under the heading “How to Contact Us”.

I. INFORMATION WE COLLECT ABOUT YOU

Corvus collects a variety of information that will aid us in quoting and servicing your insurance policy and providing our Services to you. We collect this information through your insurance policy application information, your communications with us, your transactions, and your use of our Services.

We may collect the following categories of information about you.  All the information detailed below is hereinafter referred to as “Information.” 

A. Information You Provide to Us

When using our Services, you may provide us with Information, including, without limitation: 

• Individual identifier such as name, email address, postal address, and telephone number(s);

• Your resume, employment history, educational background, and any other information you choose to submit if you voluntarily apply for employment through our Services; and

• Additional Information as otherwise described to you at the point of collection or pursuant to your consent.

B. Information We May Automatically Collect About You

Our Services may automatically collect certain Information about you.  This Information is used by Corvus for the operation of the Services, to maintain quality of the Services, and to provide general statistics regarding use of the Services.  This Information may include:

• IP address, which is the number associated with the service through which you access the Internet, like your ISP (Internet service provider);

• Date and time of your visit or use of our Services;

• Domain server from which you are using our Services;

• Type of computer, web browsers, search engine used, operating system, or platform you use;

• Data identifying the web pages you visited prior to and after visiting our website or use of our Services;

• Your movement and activity within the website, which is aggregated with other information; and

• Mobile device information, including the type of device you use, operating system version, and the device identifier (or “UDID”).

C. Cookies & Technologies Used to Collect Information About You

We collect the above Information directly and through the use of third parties.  We may collect this Information by using certain technologies, such as cookies, web beacons, and other technologies.  Third-party service providers, advertisers, and/or partners may also view, edit, or set their own cookies or place web beacons.  Please see our Cookie Notice for additional information about our use of cookies and related trackers.

Cookies (or browser cookies)

• A cookie is a small file placed on the hard drive of your computer.  You may refuse to accept browser cookies by activating the appropriate setting on your browser.  However, if you select this setting, you may be unable to access certain parts of our Services.  Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our website.

Web Beacons

• Website pages may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages and for other related statistics (for example, recording the popularity of certain content and verifying system and server integrity).  We also use these technical methods to analyze the traffic patterns, such as the frequency with which our users visit various parts of the Services.  These technical methods may involve the transmission of Information either directly to us or to a third party authorized by us to collect Information on our behalf.  Our Services use retargeting pixels from Google, Facebook, and other ad networks.  We also use web beacons in HTML emails that we send to determine whether the recipients have opened those emails and/or clicked on links in those emails.

Analytics

• Analytics are tools we use, such as Google Analytics and HubSpot Analytics to help provide us with information about traffic to our website and use of our Services, which Google may share with other services and websites who use the collected data to contextualize and personalize the ads of its own advertising network.  Learn more about Google’s Privacy Policy here: https://policies.google.com/privacy?hl=en-US. You can opt out of having your activity on our Services made available to Google Analytics by installing the Google Analytics opt-out add-on for your web browser by visiting: https://tools.google.com/dlpage/gaoptout for your web browser.

Mobile Application Technologies

• If you access our website and Services through a mobile device, we may automatically collect Information about your device, your phone number, and your physical location.

D. Information We May Receive from Third Parties

We may collect additional Information about you from third-party websites, social media platforms, such as, but not limited to, Twitter and LinkedIn (“Social Media Platforms”), and/or sources providing publicly-available information (e.g., from the U.S. postal service) to help us provide services to you, help prevent fraud, and for marketing and advertising purposes.

Information we may access about you, with your consent, may include, but is not limited to, your basic Social Media Platform information, your location data, your list of contacts, friends or followers and certain information about your activities on the Social Media Platform.  Please keep in mind that when you provide Information to us on a third-party website or platform (for example, via our applications), the Information you provide may be separately collected by the third-party website or the Social Media Platform.

This Privacy Policy only applies to Information collected by our Services.  We are not responsible for the privacy and security practices of those other websites or Social Media Platforms or the Information they may collect (which may include IP address).  You should contact such third parties directly to determine their respective privacy policies.  Links to any other websites or content do not constitute or imply an endorsement or recommendation by us of the linked website, Social Media Platform, and/or content.

II. HOW WE USE YOUR INFORMATION

A. Use and Purpose of Processing Your Information

We use and process your Information for things that may include, but are not limited to, the following:

• To provide you with the services and information you request;

• To process transactions you make through or in connection with the Services;

• To respond to your comments, inquiries and questions and provide customer Services;

• To process your employment application;

• For general or targeted marketing and advertising purposes, including sending you promotional material or special offers on our behalf or on behalf of our marketing partners and/or their respective affiliates and subsidiaries and other third parties, provided that you have not already opted-out of receiving such communications;

• To fulfill contracts we have with you;

• To manage, improve and foster relationships with third-party service providers, including vendors, suppliers, and parents, affiliates, subsidiaries, and business partners;

• To maintain, improve, customize, or administer the Services, perform business analyses, or other internal purposes to improve the quality of our business, the Services, resolve technical problems, or improve security or develop other products and services;

• To comply with our Terms & Conditions;

• For analytics for business purposes and business intelligence;

• To comply with any applicable laws and regulations and respond to lawful requests; and/or

• For any other purposes disclosed to you at the time we collect your Information and/or pursuant to your consent.

We may also use Information that has been de-identified and/or aggregated for purposes not otherwise listed above.

B.  Sharing or Disclosing Your Information

We may share your Information as set forth in the Privacy Policy and in the following circumstances:

Third-Party Service Providers

• We may share your Information with third-party service providers or data processors that perform certain functions or services on our behalf (such as to host the Services, provide services, store, or manage the data, perform analyses, process payments, provide customer service, or send communications for us).  These third-party service providers will process this data only for purposes specified by us.  In some instances, we may aggregate Information we collect so third parties do not have access to your identifiable Information to identify you individually.

Disclosure of Information for Legal and Administrative Reasons

• We may disclose your Information without notice:  (i) when required by law or to comply with a court order, subpoena, search warrant, or other legal process; (ii) to cooperate or undertake an internal or external investigation or audit; (iii) to comply with legal, regulatory or administrative requirements of governmental authorities (including, without limitation, requests from the governmental agency authorities to view your Information); (iv) to protect and defend the rights, property or safety of us, our subsidiaries and affiliates and any of their officers, directors, employees, attorneys, agents, contractors and partners, and the website Service users; (v) to enforce or apply our Terms & Conditions; and (vi) to verify the identity of the user of our Services.

Business Transfers

• Your Information may be transferred, sold, or otherwise conveyed to a third party where we:  (i) merge with or are acquired by another business entity; (ii) sell all or substantially all of our assets; (iii) are adjudicated bankrupt; or (iv) are liquidated or otherwise reorganize.  You agree to any and all such conveyances of your Information.

De-Identified or Aggregated Data

• We may share your Information on an aggregated basis for any purpose in which your specific Information is blinded, masked or otherwise not identifiable.

Promotional Partners

• Corvus may notify you about offers from our promotional partners, marketing partners, or advertisers through banner ads as well as promotional emails.  All targeting of promotional offers is done internally, and our promotional partners will not have access to the targeting Information.  We may perform research on your demographics, interests, and behavior based on the Information provided to us during a promotion.  We may share your Information with our promotional partners if you affirmatively respond to a promotional offer.

With Your Consent

• We may share Information consistent with this Privacy Policy with your consent.

III. LINKS TO OTHER WEBSITES

Our Services may contain links to other websites or services that are not owned or controlled by us, including links to Social Media Platforms such as LinkedIn and Twitter or may redirect you off our website away from our Services to other websites for information, other services, or to receive special offers, or for transactions or purchases. 

This Privacy Policy only applies to Information collected by our Services.  We are not responsible for the privacy and security practices of those other websites or Social Media Platforms or the Information they may collect (which may include IP address).  You should contact such third parties directly to determine their respective privacy policies.  Links to any other websites or content do not constitute or imply an endorsement or recommendation by us of the linked website, Social Media Platform, and/or content.

IV. INFORMATION SECURITY

We use commercially reasonable measures to protect Information we receive from misuse, acquisition, deletion or unauthorized access or disclosure.  We have controls in place designed to secure and safeguard such Information, however, you should assume that no data transmitted over the Internet or stored or maintained by us or our third-party service providers can be 100% secure.  Therefore, although we believe the measures implemented by us reduce the likelihood of security problems to a level appropriate to the type of data involved, we do not promise or guarantee, and you should not expect, that your Information or private communications will always remain private or secure.  We do not guarantee that your Information will not be misused by third parties.  We are not responsible for the circumvention of any privacy settings or security features.  You agree that we will not have any liability for misuse, access, acquisition, deletion, or disclosure of your Information.

If you believe that your Information has been accessed or acquired by an unauthorized person, you should promptly contact us via the How to Contact Us section so that we can quickly take necessary measures.

V. DATA RETENTION

We will retain your Information for as long as needed to provide you Services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies.  If you wish to request that we no longer use your Information to provide you Services, please contact us at legal@corvusinsurance.com. We will retain and use your Information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.  In accordance with our routine record keeping, we may delete certain records that contain Information you have submitted to us.  We are under no obligation to store such Information indefinitely and disclaim any liability arising out of, or related to, the destruction of such Information.

VI. YOUR CHOICES

A. Marketing Communications

By using our Services, you agree that we may contact you by email as set forth herein.  If you do not want to receive marketing and promotional emails from us, you may click on the “unsubscribe” link in the email to unsubscribe and opt-out of marketing email communications or see "How to Contact Us" below for more information. 

B. Location Choices

You can change the privacy settings of your device at any time to turn off the sharing of location information with our Services.  If you choose to turn off location services, this could affect certain features or services of our Services.  If you have specific questions about the privacy settings of your device, we suggest you contact the manufacturer of your device or your mobile service provider for help.

C. Cookies

If you want to delete any cookies that are already on your computer, please refer to your file management software to locate the file or directory that stores cookies. Other information on deleting or controlling cookies is available at www.allaboutcookies.org. Please note that by deleting cookies or disabling future cookies, you may not be able to access certain areas or features of our Services.

D. Opting Out of Direct Marketing by Third Parties

To exercise choices regarding the marketing information you receive, you may also review the following links:

• You may opt-out of tracking and receiving tailored advertisements on your mobile device by some mobile advertising companies and other similar entities by downloading the App Choices app at www.aboutads.info/appchoices.

• You may opt-out of receiving permissible targeted advertisements by using the NAI Opt-out tool available at http://optout.networkadvertising.org/?c=1 or visiting About Ads at http://optout.aboutads.info.

• You can opt-out of having your activity on our Services made available to Google Analytics by installing the Google Analytics opt-out add-on for your web browser by visiting: https://tools.google.com/dlpage/gaoptout for your web browser.

VII. NOTICE TO CALIFORNIA RESIDENTS

To the extent any California data privacy law applies to the collection of your Information, this supplemental section of our Privacy Policy outlines how California residents can receive their Information and what you can receive and applies solely to California residents.  We provide the supplemental selection below to comply with the California Consumer Privacy Act of 2018 (“CCPA”), and any terms defined in the CCPA have the same meaning when used below.

1. Your Rights under CCPA

Right to Know and Access Specific Information.

You have the right to request that we disclose certain information to you about our collection and use of your Information over the past twelve (12) months.  Once we receive and confirm a verifiable consumer request from you, we will disclose to you, to the extent permitted by law:

• The categories of Information we collected about you, and whether we sell or share your information to third parties.

• The specific pieces of Information we hold about you.

• The categories of Information sold within the last 12 (twelve) months.

• The categories of sources from which Information about you is collected.

• Our business or commercial purpose for collecting, selling, or sharing your Information.

• The categories of third parties with whom your Information is sold, shared, or disclosed for a business purpose

You have the right to request that the Information described above be provided to you in a portable and readily useable format, to the extent technically feasible (“data portability”).

Deletion Request Rights.

You have the right to request that we delete the Information that we collected from you, subject to certain exceptions.  To the extent that we can delete your Information, once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your Information, unless an exception applies.

Right to Correct Inaccurate Information.

To the extent that we may maintain inaccurate Information, you have the right to request that we correct such inaccurate information taking into account the nature of the Information and the purposes of the processing of the Information.  Once we receive and verify your verifiable consumer request, we will use commercially reasonable efforts to correct your Information.

Right to Limit Use and Disclosure of Sensitive Personal Information.

You have the right to request that we limit the ways we use and disclose your sensitive Information (as defined by CCPA) to uses which are necessary for us to perform the Services, or deliver the goods reasonably expected by you, or and as authorized by law.

Right to Non-Discrimination.

You have a right to not be discriminated against in the Services or quality of Services you receive from us for exercising your rights.  We may not, and will not, treat you differently because of your data subject request activity.  As a result of your data subject request activity, we may not and will not deny goods or Services to you, charge different rates for goods or Services, provide a different level quality of goods or Services, or suggest that we would treat you differently because of your data subject request activity.

Right to Disclosure of Direct Marketers.

You have a right to the categories and names/addresses of third parties that have received Information for their direct marketing purposes upon simple request, and free of charge.

You may make an authenticated consumer request exercising your Right to Know and Access Specific Information including Right to Know what Personal Information is being Sold or Shared or under the CCPA twice within a twelve (12) month period.  To exercise the rights described above, see the How to Contact Us section below.

2. Authorized Agent

You may use an authorized agent to submit verifiable consumer requests on your behalf provided that the authorized agent is a natural person or a business entity that you have authorized to act on your behalf.  If you use an authorized agent, we will require:  (1) proof of written permission for the authorized agent to make requests on your behalf, and identity verification from you; or (2) proof of power of attorney pursuant to California Probate Code sections 4000 to 4665.  We may deny a request from an authorized agent that does not submit proper verification proof.

3. Notice of Financial Incentive

As an incentive for providing us with your Information, you may receive a financial benefit in the form of a discount, rebate, promotion, or other similar reward that will be sent to you.  This discount may constitute a financial incentive under the California Consumer Privacy Act (“Financial Incentive”).  The categories of Information required for us to provide the Financial Incentives include personal identifiers such as full name and contact information including email address as well as personal and demographic information you choose to provide.

To offer these discounts, we may track your Information, such as purchase history and other demographic data.  You have the right to withdraw from the Financial Incentive at any time by submitting a request to legal@corvusinsurance.com.  Please note that if you request deletion of part or all your Information, that could affect your ability to qualify for the discount.

4. Shine the Light Requests

California Civil Code Section 1798.83 permits you to opt out of the disclosure of your Information by Corvus to third parties for the third parties’ direct marketing purposes.  To make an opt-out request of such disclosures, please send an email to legal@corvusinsurance.com.

5. Verifying Requests

To help protect your privacy and maintain security, if you request access to or deletion of your Information, we will take steps and may require you to provide certain information to verify your identity before granting you access to your Information or complying with your request.  In addition, if you ask us to provide you with specific pieces of Information, we may require you to sign a declaration under penalty of perjury that you are the consumer whose Information is the subject of the request.  If you designate an authorized agent to make a request on your behalf, we may require you to provide the authorized agent written permission to do so and to verify your own identity directly with us (as described above).

6. Additional Information

To the extent permitted by applicable law, we may charge a reasonable fee to comply with your request.  This statement is available in alternative formats upon request by contacting legal@corvusinsurance.com or calling us at 1-855-231-3833.

VIII. NOTICE TO NEVADA RESIDENTS

To the extent any Nevada data privacy law applies to the collection of your Information, this supplemental section of our Privacy Policy outlines the rights that Nevada residents may have, and how they can exercise those rights.  This notice applies solely to Nevada residents. We provide the supplemental section below to comply with Chapter 603A of the Nevada Revised Statutes (“Nevada Law”) and any terms defined under the Nevada Law have the same meaning when used below.

Please see Section I (“Information We Collect About You”) of this Privacy Policy for the categories of covered information that we collect through the Services and Section II(B) (“Sharing or Disclosing Your Information” for the categories of third parties with whom we may share such covered information.

If you would like to review and request changes to your Information, please contact us via the How to Contact Us section.

The Nevada Law requires an operator to establish a designated request address through which a consumer may submit a verified request not to sell covered information collected by such operator.  However, we do not sell your covered information.

IX. NOTICE TO INDIVIDUALS IN THE EUROPEAN ECONOMIC AREA AND THE UK

This section applies only to individuals coming to our Services from within the European Union (EU), the European Economic Area (EEA), and the UK, and only if we collect through the Services any Information from you that is considered “Personal Data,” as defined in the General Data Protection Regulation (GDPR) and the UK Data Protection Act 2018.

Personal Data includes any information relating to an identified or identifiable natural person, who could be identified either directly or indirectly by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity of that natural person (which may include some or all your Information as defined in this Privacy Policy).

A. Identity and Contact Details of Controller and EU Representative

Contact Details:

Email: legal@corvusinsurance.com

Call Us: 1-855-231-3833

Write us:

Corvus Insurance
Attention: Oliver Delvos
Corvus Underwriting GmbH
Bockenheimer Anlage 46, 
Suite 2.03, 60322 
Frankfurt am Main, Germany

B. Your Data Protection Rights 

To the extent the GDPR and Data Protection Act 2018 apply, and we hold your Information in our capacity as a Data Controller as defined under those laws, you may request that we:

• Restrict the way that we process and share your Information; Transfer your Information to a third party;

• Provide you with access to your Information;

• Remove your Information if no longer necessary for the purposes collected;

• Update your Information so it is correct and not out of date; and/or

• Object to our processing of your Information

You may also revoke your consent for processing of your Information.  If you wish to object to the use and processing of your Information or withdraw consent to this Privacy Policy in accordance with this Privacy Policy, you can contact us in the following ways:

Email: legal@corvusinsurance.com

Call Us: 1-855-231-3833

Write us:

Corvus Insurance
Attention: Oliver Delvos
Corvus Underwriting GmbH
Bockenheimer Anlage 46, 
Suite 2.03, 60322 
Frankfurt am Main, Germany

The requests above will be considered and responded to in the time-period stated by applicable law.  Note, certain Information may be exempt from such requests.  We may require additional Information from you to confirm your identity in responding to such requests.

You have the right to lodge a complaint with the supervisory authorities applicable to you and your situation, although we invite you to contact us with any concern as we would be happy to try and resolve it directly.  Please contact us at:

Email: legal@corvusinsurance.com

Call Us: 1-855-231-3833

Write us:

Corvus Insurance
Attention: Oliver Delvos
Corvus Underwriting GmbH
Bockenheimer Anlage 46, 
Suite 2.03, 60322 
Frankfurt am Main, Germany

C. Lawful Basis for Processing Your Information

The lawful basis for our processing of your Personal Data will depend on the purposes of the processing.  For most Personal Data processing activities covered by this Privacy Policy, the lawful basis is that the processing is necessary for our legitimate business interests.  Where we process Personal Data in relation to a contract, or a potential contract, with you, the lawful basis is that the processing is necessary for the performance of our contract with you or to take steps at your request prior to entering into a contract.  If we are required to share Personal Data with law enforcement agencies or other governmental bodies, we do so on the basis that we are under a legal obligation to do so.  We will also use consent as the legal basis where we deem appropriate or to the extent required by applicable law, for example, before we collect precise location data from your mobile device.

Depending on what Personal Data we collect from you and how we collect it, we may also rely on various grounds for processing your Personal Data, including the following reasons:

Processing on the basis of legitimate business interests.

• When we process Personal Data on the basis that the processing is necessary for our legitimate business interests, such interests include:  (i) providing, improving, and promoting our Services; (ii) communicating with current and potential customers, other Business Partners, and their individual points of contact; (iii) managing our relationships with our customers and other Business Partners, and their individual points of contact; (iv) other business development purposes; (v) sharing information within Corvus, as well as with service providers and other third parties; and (vi) maintaining the safety and security of our products, services and employees, including fraud protection.

Processing on the basis of performance of a contract.

• Examples of situations in which we process Personal Data as necessary for performance of a contract include e-commerce transactions in which you purchase a service from Corvus.

Processing on the basis of consent.

• Examples of processing activities for which Corvus may use consent as its legal basis include:  (i) collecting and processing precise location information from your mobile device; (ii) sending promotional emails when consent is required under applicable law; and (iii) processing Personal Data on Corvus Services through cookies and similar technologies when consent is required by applicable law.

Processing because Corvus is under a legal obligation to do so.

• Examples of situations in which Corvus must processes Personal Data to comply with its legal obligations include:  (i) providing your Personal Data to law enforcement agencies and other governmental bodies when required by applicable laws; (ii) retaining business records required to be retained by applicable laws; and (iii) complying with court orders or other legal process.

If the processing of your Information is based on your consent, the GDPR and Data Protection Act 2018 also allow users the right to access, revoke or modify your consent at any time.  Please see the How to Contact Us section, below, to review or modify your consents.

D. Consent to Transfer

We are operated in the United States, and we may use service providers based in the United States to operate our business and our relationship with you.  Please be aware that Information, including your Personal Data, that we collect will be transferred to, stored, and processed in the United States, a jurisdiction in which the privacy laws may not be as comprehensive as those in the country where you reside and/or are a citizen.  We maintain measures to safeguard the transfer of your Personal Data between our group companies and between us and our third-party providers by way of a valid data transfer mechanism in accordance with applicable data protection laws and regulations.

E. Retention

We will retain your Information for as long as needed for the purposes described in this Privacy Policy.  More specifically, the time we maintain your Information depends on the following factors:

Whether we need the Information to provide the Services.

• We will maintain any data needed to provide you with the Services, such as contact information and payment or transaction information, for as long as needed for us to provide you with the Services, respond to your questions and requests, and/or administer your account (if applicable).

Whether we need the Information to comply with our legal obligations

• We may have legal obligations to maintain your Information where a legal or regulatory body may ask for it in the future, for example in response to a data subject request or complaint.  This information may include contact information and location information.

Whether we need the Information for a legitimate business interest

• We may store Information like contact information, cookies, and location information in order to perform analytics, troubleshoot errors, or improve our Services.  In any event, we delete the Information when it is no longer needed for our legitimate interest.

Regardless of our reason for retaining your Information, we delete all Information in accordance with our routine record keeping policies.

IX. GEOGRAPHIC LOCATION OF DATA STORAGE AND PROCESSING

Our Services collect Information and process and store that Information in databases located in the United States.  As such, we may store and process Information on servers located outside of the country where you originally deposited the data.  If you are visiting the Services from a country outside the United States, you should be aware that you may transfer personally identifiable Information about yourself to the United States, and that the data protection laws of the United States may not be as comprehensive as those in your own country.  We have implemented measures to address the transfer of your Information between our group companies and between us and our third-party providers in in accordance with European data protection laws and regulations. By visiting the Services and submitting any Information you consent to the transfer of such Information to the United States.

X. ACCESSING, CORRECTING, OR DELETING YOUR INFORMATION

To the extent other state laws provide users with additional data subject rights, those rights may be honored by the Company following proper authentication and verification.  Please see the How to Contact Us section below for more information.

XI. CHILDREN’S INFORMATION

The Services are intended only for users over the age of sixteen (16).  If we become aware that a user is under thirteen (13) (or a higher age threshold where applicable) and has provided us with Information, we will take steps to comply with any applicable legal requirement to remove such Information.  Contact us if you believe that we have mistakenly or unintentionally collected Information from a child under the age of thirteen (13).

XIII. “DO NOT TRACK” SIGNALS

We do not support “Do Not Track.”  Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.  You can enable or disable “Do Not Track” by visiting the “Preferences” or “Settings” page of your web browser.

XIV. CHANGES TO THIS PRIVACY POLICY

We reserve the right to change, modify or amend this Privacy Policy at any time to reflect changes in our products and service offerings, accommodate new technologies, regulatory requirements, or other purposes.  If we modify our Privacy Policy, we will update the “Effective Date” and such changes will be effective upon posting.  It is your obligation to check our current Privacy Policy for any changes.  In some cases, we may provide you with more prominent notice (such as by adding a statement to our homepage or sending you an email notification).

XV. HOW TO CONTACT US

If you have any questions about this Privacy Policy or the Information we have collected about you, please contact us at the following:

Write us:

Corvus Insurance
100 Summer St., Ste. 1175
Boston, Massachusetts 02110

Email: legal@corvusinsurance.com

Call Us: 1-855-231-3833